Auto Loans: Whether you are shopping for a new or used auto let your credit union give you the information you need to negotiate a great deal. We have new and used auto book values available to give you the value on your trade in and/or purchase. We can also make sure we have your paperwork complete before shopping.
	Recreational Vehicle: If you are shopping for a motorcycle, boat, or recreation vehicle we can also assist you with that purchase at 85% of the sticker price on a new vehicle and low book value on a used vehicle. Contact a credit union loan officer for more details.
	Personal Loans: With our new streamlined loanliner system, if you have an approved application and credit agreement on file, borrowing power is at your fingertips, just call to submit your request.
	Unsecured Lines-Of-Credit: Pre-approved line of credit where advance request may be made by phone, fax, or e-mail and the money will be deposited in your account immediately.
	Line-Of-Credit: Tied directly to your checking account, just write a check. Advances will be added to your loan for the exact amount needed to clear the check.
	Share Secured Loans: A great way to borrow. Get a low rate on your loan, earn dividends on your savings and keep your money. Your savings becomes available as your loan balance decreases.
	Share / Certificate Secured Loans: A share certificate of any term may also be used to secure a loan at 4% above the certificate rate. The certificate will renew automatically at the existing rate for the original loan amount until the loan is paid in full.
	Mortgage Loans: SCCU can refinance your mortgage and give you some cash out with our mortgage program. We have both fixed and variable (HELOC Home Equity Lines of Credit) programs for terms of up to 15 years.

         

© Spruance Cellophane Credit Union - 2005