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DEPOSIT SERVICES. At SCU we offer a variety of Savings and Checking Accounts, along with Debit and ATM cards for convenient access to your money.  All members must open a Savings Account to deposit the $5 par share that represents their ownership in SCU. 
Checking (Draft) Accounts
  • Credit unions refer to Checking Accounts as Draft Accounts
    and Checks as Drafts; but, these accounts are basically
    the same as Checking Accounts opened most anywhere
  • First book of 50-checks is free
  • No monthly maintenance service fee or per check fee
  • Account earns dividends
Savings Accounts
  • Set up a direct deposit or payroll deduction to your
    account and make saving easier and more convenient
  • Account earns dividends
  • Open multiple accounts for different purposes such as
    one account used for Christmas and one for Vacation
Savings (Share) Certificates
  • Credit unions refer to Certificate of Deposits (CDs) as Share
    or Savings Certificates; but, these Certificates function
    basically the same as Certificates opened most anywhere
  • Minimum balance of $1,000 to open and earn dividends
  • Variety of terms available
Individual Retirement Arrangements (IRAs)
  • Set up a direct deposit or payroll deduction to your IRA
    account and make saving easier and more convenient
  • Low to no fees and account earns dividends
  • You can open a new traditional IRA with SCU
    or transfer your existing traditional IRA