Spruance Credit Union

7119 Jefferson Davis Highway,  N. Chesterfield, Virginia 23237-1521

Phone: (804) 383-3309     |     Fax: (804) 743-7966

Fee Schedule Effective April 01, 2020



Loan Late Fee (based on the Payment Amount and on each payment past due)


Mail a Copy of a Check (per copy)


Overdraft Fee (created by check, withdrawal, ATM or other electronic means)


Special Statement


Wire Transfer Fee (Domestic)


Non-Member Check Cashing Fee (per check)


Research Fee (per hour)


Return Mail Fee (per occurrence)


Debit Card Reorder Fee (per replacement card)


Stop Payment on Check, EFT Debit, or Automatic Draft


Check/Draft Return For Stop Payment


Excess Withdrawal Fee for each withdrawal in excess of 3 each month